The Coverage You Need

The principle of "Better safe than sorry" highlights the importance of being prepared. Planning ahead with insurance means you and your family can avoid stress if health issues arise.

Our insurance helps maintain your living standards, covers healthcare costs, and pays bills, so you can focus on recovery.

Our mission

• Disability Income Protection Insurance: Provides a lump sum or monthly cash benefit to help maintain financial stability while you recover from a disability.
  

• Critical Illness Insurance: Provides a lump sum payment to be used any way you see fit.
  

• In Hospital Cash Plan: Provides a daily allowance to help pay for incidentals during a hospital stay.

Income Protection:

Disability income protection insurance has been designed to protect your employment income in case of an occurrence whereby you loose any of your abilities which will then restrict you from working.

Each income protection plan is different. You can choose an accident-only plan or a plan that insures against a disability caused by either an accident or a sickness.

Income Protection:

There are a number of factors that will determine which plan best fits you, these factors include, your age, occupation and current income. Also when applying for a disability income protection plan, you should consider a maximum benefit period. The maximum benefit period is the maximum length of time where benefits would be payable for any one disability. For instance, you can choose a disability policy that provides monthly income benefits from two years up to a lifetime.

Navigating the Unexpected

A Real-Life Example of the Importance of Adequate Disability Coverage

Critical Illness

Facing a critical illness involves more than just emotional and medical challenges; it also brings significant financial implications. Planning ahead can significantly alleviate the burden on both survivors and their families, ensuring that a difficult time is not compounded by financial stress.

Our critical illness policies and plans are designed to offer robust financial protection along with a suite of valuable support services:

- Upon diagnosis with a covered critical illness, you will receive a lump-sum benefit, offering the flexibility to use these funds as you see fit. Whether it's covering daily expenses during recovery, settling debts, making necessary modifications to your living space or vehicle, accessing specialized medical treatments, or even funding a necessary leave of absence, our policy provides you with the financial autonomy to support your specific needs.